Bad credit costs thousands of dollars and as you know Credit is a necessity. Whether it’s a mortgage, a car loan, or a credit card, good credit creates opportunities. Bad credit doesn’t. With today’s economic challenges, it is more important than ever to achieve and maintain a healthy credit score.

For those with bad credit, increased interest rates may further inflate their cost of living, making even small purchases seem difficult. A bad credit report can cost you thousands of dollars a year in overpaid interest, or can keep you from being approved for credit altogether. Use the chart below to see how bad credit scores may impact you.

$250,000 Home Loan Paid Over 30 Years:
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Excellent 3.9% $1,179.17 $0.00
Mildy Damaged 5.0% $1,342.05 $$58,637
Damaged 6.3% $1,547.43 $132,574

It is easy to see the financial burden created by bad credit, but the real cost is more difficult to measure. Bad credit affects more than your finances, it can also attack your sense of security, and limit your personal freedom.

Working with EZ Choice Credit Repair to take action on your credit, is much easier to quantify. For about the same price of a monthly cable bill, our Service will start you on the road to credit freedom.

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